May 15.2025
2 Minutes Read

Are Closed Minds Driving Dutch Entrepreneurs Abroad? Insights from Bunq's CEO

Confident speaker presents on stage with logo and colorful backdrop, Dutch entrepreneurs leaving.

Why Dutch Entrepreneurs are Considering Relocation

Ali Niknam, the CEO of Bunq, a leading fintech company, has voiced significant concerns regarding the climate for entrepreneurs in the Netherlands. His fears stem from a documented increase in risk-aversion and a growing insular mentality across the Dutch business landscape. Recent surveys indicate that nearly 20% of entrepreneurs in the country are contemplating relocating, a sharp rise from the previous year. This trend illustrates a troubling narrative—one that suggests that the current environment may not be conducive for nurturing the innovative spirit that has historically defined Dutch entrepreneurship.

Bunq: A Glimpse into Innovative Banking

Established in the wake of the 2008 financial crisis, Bunq has rapidly grown to become Europe's second-largest neobank. Niknam attributes its success to an inclusive and open-minded approach to innovation, one that encourages all ideas regardless of their source. This model showcases how fostering creativity can lead to remarkable growth, as Bunq has amassed over 17 million users and more than €8 billion in deposits. However, Niknam's concerns extend beyond his company; he believes that the country is experiencing a dangerously retreating perspective that stifles entrepreneurial ambition.

The Implications of a Retreating Mindset

Niknam warns that the Netherlands is losing its internationalist roots, which historically fostered creativity and collaboration within the tech ecosystem. The trend of entrepreneurs considering exits is not isolated to small startups; larger companies like software unicorn Bird have also voiced similar frustrations regarding over-regulation and a hostile business climate. This could potentially lead to a brain drain, a scenario where the country risks losing its best and brightest talents to more accommodating environments.

Building a Future-Ready Ecosystem

For the Netherlands to retain its status as a hub for innovation and entrepreneurship, a shift in mindset is crucial. Niknam's vision highlights the need for a more supportive atmosphere—one that embraces ambition rather than stifles it. With the rise of global tech giants being built elsewhere, the country must reevaluate its priorities and policies to ensure that homegrown talent remains invested in building the future at home.

As we look toward the future of entrepreneurship in the Netherlands, the question remains: how can the country foster an environment conducive to innovation and ambition? The responsibility lies in the hands of policymakers, business leaders, and the entrepreneurial community to work together to create a thriving ecosystem.

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